Financial Wellness

The undeniable power of tax-advantaged accounts.
Your 401(k) is an extremely powerful tool, and knowing how to use it can dramatically increase the value of your investments in the long term.

The past is gone, the present is fleeting, and the future of banking is here. Personalized Financial Guidance isn’t just a trend—it’s the future of customer-centric banking.

The discontinuation of Mint is undoubtedly an opportunity, but it also signals a threat. Intuit, by way of Credit Karma, is coming after banks’ customers.

As consumers increasingly seek out convenient ways to save money and achieve financial stability, the incorporation of gamification into mobile banking apps has emerged as a powerful tool.

Community banks and credit unions, ditch the dinosaur ways and embrace the digital era! Modern customers are demanding personalization and efficiency from their financial institutions. Explore how AI-driven insights and tailored marketing strategies can transform the customer journey.

Imagine a world without barriers, where financial equality is accessible for all. This vision drives Finotta, and the key to unlocking it lies in financial literacy. Help your customers increase their financial literacy (and by extension, their financial wellness!) with several solutions.

Let’s imagine a future where credit scores are no longer a source of stress and anxiety, but a source of empowerment and opportunity. We’re here to demystify credit scores, to provide you with the knowledge and resources you need to take control of your financial future.

When scrolling through social media is second nature, let's talk about how it's influencing our wallets. The curated portrayal of luxury and success can trigger impulsive spending, leading to financial strain. It's time for financial institutions to step up and empower users for a healthier financial future. Check out our insights on the digital age's financial challenges.

'No Spend January' CAN be a one-month challenge, but it can also be the first step toward a lifetime of improved financial well-being. Encourage and support your customers in January and the year beyond.

Dive into the world of tech-driven apps, online platforms, and social media engagement. Get ready to lead the next generation to financial greatness!

Financial Literacy: The Key to a Brighter Future. With the passing of House Bill 103, Louisiana is setting a precedent by mandating financial literacy education for high school students. This isn’t just policy; it’s a critical investment in our youth’s future.

By combining personalized guidance, engaging gamification, and seamless digitized support, banks can empower their customers to improve their financial health while also driving your FI's bottom line.

Bankers are under tremendous pressure to find ways to attract and keep deposits on their balance sheet. One way for them to do so is by strengthening existing digital banking platforms to shift away from personal financial management tools, or PFMs, to personalized financial guidance, or PFG.

Financial stress isn’t just about dollars and cents—it takes a toll on mental health. This Mental Health May, let’s work together to provide the resources and encouragement needed to navigate through tough times.

Explore the world of Finfluencers on TikTok and their impact on shaping financial advice for Gen Z. Uncover the concerns surrounding reliability, and how banks are responding to this dynamic shift.

For many people, managing their finances and staying financially literate is not just a challenge – it feels harder than ever. Many consumers don’t know what steps to take to get ahead. And with traditional digital banking channels lacking that personalized experience, they aren’t getting the advice they need. Banks and credit unions must prioritize financial education for their customers because they can’t afford to be left behind.

How can you help flip the script for nearly half of your banking customers that describe their financial situation as poor? As inflation soars and a recession looms, your customers are looking for real solutions to help them climb out of a seemingly never-ending black hole. 

As financial stewards, banking and credit union leaders can address the pressing issue of financial vulnerability from living paycheck to paycheck. Explore strategies like financial literacy programs, innovative savings products, and personalized financial guidance to empower our communities.

Explore the multi-faceted nature of generational financial trauma and the role financial institutions can play in fostering holistic healing. It's time to collaborate, advocate for systemic changes, and contribute to a more resilient and empowered community.

Finding financial balance is crucial for everyone. As leaders of banks and credit unions, the responsibility to guide users toward this essential goal is paramount. But how do we break dirty habits and empower users to improve their financial wellness?